Mature couple enjoying a Mediterranean holiday

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Understand cover for Europe, the USA and worldwide trips before you choose.

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Available provider options

SCHENGEN / INTERNATIONAL TRAVEL OPTION

Chapka

Travel insurance information

✓ External quote available

Travel medical insurancePolicy terms apply

✓ Medical cover: See provider's plan and limits

✓ Repatriation assistance: Check policy conditions

✓ Other benefits: Vary by policy

Best for: Travellers who want to explore available Chapka plans.

Keep in mind: Residency eligibility, exact cover, exclusions and the final price must be confirmed with Chapka.

ILLUSTRATIVE TOTAL—£2.50 / day per traveller (assumed)

Illustrative estimate, not a provider quote. Final price may differ.

See live price at Chapka →

INTERNATIONAL TRAVEL OPTION

iati

IATI Global

International travel insurance

✓ External quote available

Travel medical insurancePolicy terms apply

✓ Medical cover: See provider's plan and limits

✓ Repatriation assistance: Check policy conditions

✓ Other benefits: Vary by policy

Best for: Travellers who want to compare international insurance cover.

Keep in mind: Residency eligibility, exact cover, exclusions and the final price must be confirmed with IATI Global.

ILLUSTRATIVE TOTAL—£2.80 / day per traveller (assumed)

Illustrative estimate, not a provider quote. Final price may differ.

See live price at IATI Global →

We may earn a commission from purchases through affiliate links, at no extra cost to you. These are provider links, not live insurance quotations. Illustrative prices shown in pounds sterling use assumed daily rates of £2.50 (Chapka) and £2.80 (IATI); they are not verified insurer rates. A policy may not be suitable or available for UK residents.

Look beyond the headline price

Compare what really matters

The cheapest policy is not always the most suitable. Clear Travel Cover is being designed to make important limits and exclusions easier to understand.

Emergency medical cover

Check treatment, hospital and repatriation limits for your destination.

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Cancellation cover

Make sure the limit reflects the real cost of your flights and accommodation.

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Baggage and belongings

Compare total limits, single-item limits and the excess payable on a claim.

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Extra activities

Look for appropriate cover when cruising, skiing or taking part in adventure sports.

Travel insurance guides

Plan your cover with clearer information

Start with your destination or find guidance for age and medical circumstances.

Destination guideTravel insurance for SpainGHIC, medical protection, cancellation and activities. Destination guideTravel insurance for the USAMedical costs, repatriation and worldwide regions explained. Destination guideTravel insurance for EuropeSingle trips, multi-country travel and annual policies. Healthcare guideGHIC vs travel insuranceWhat each provides and why travellers often need both. Traveller guideTravel insurance for over 65sAge limits, medical screening and specialist options. Medical guidePre-existing medical conditionsDeclarations, exclusions and comparing specialist cover.

Before travelling to Europe

Your GHIC is useful.
It is not travel insurance.

A valid GHIC can help you access medically necessary state healthcare in participating countries. It does not provide the wider protection of a travel insurance policy.

Read the official GHIC guidance →

Not generally covered by GHIC

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Private medical treatmentPrivate healthcare is not generally covered by GHIC.
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Medical repatriationReturning you to the UK can be expensive.
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Cancellation and baggageThese protections are outside the scope of GHIC.

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Clear Travel Cover publishes travel insurance guides and links to external providers for UK travellers visiting Europe and worldwide destinations. We welcome conversations with FCA-authorised insurers, brokers and comparison platforms.

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