Current status

Clear Travel Cover does not yet display live quotes or rank insurance providers. The service is being prepared with potential FCA-authorised partners. This page defines the standards we intend to apply before launch.

What we intend to compare

  • Price: the quotation supplied by the provider or authorised comparison partner.
  • Emergency medical cover: headline limits and important eligibility conditions.
  • Cancellation: the maximum benefit and relevant exclusions.
  • Baggage: total and single-item limits.
  • Excess: the amount a customer may need to contribute to a claim.
  • Activities and extensions: such as cruises, winter sports or adventure travel.

Not necessarily the whole market

Unless we explicitly state otherwise, future comparisons should not be understood as covering every insurer or policy available in the United Kingdom. Some providers may not work with comparison or affiliate websites. We will identify the participating providers or explain the scope of the panel.

How results will be ordered

Before live results are introduced, we will publish the exact default sorting method. Options may include price, selected cover features or a customer-selected preference. We will not describe a result as “best” without defining the criteria and supporting the claim.

Prices and eligibility

Insurance prices depend on the traveller information supplied, including age, destination, duration, medical history and activities. Any quotation will remain subject to the provider’s eligibility checks, policy wording and final confirmation. We will not invent sample prices or present outdated promotional prices as live quotes.

How Clear Travel Cover may earn money

We may receive a commission when a visitor follows a clearly identified partner link and later purchases a policy. Commercial relationships can determine which providers are available on the site. They will be disclosed, and we will explain whether they affect result placement.

Regulatory position

Clear Travel Cover currently provides general information only and is not presenting itself as an insurer, broker or authorised insurance intermediary. Any future activity that involves arranging, advising on or distributing insurance will require the appropriate FCA-authorised structure or partner.

What users should do

Read the insurer’s full policy wording, insurance product information document and medical declarations before buying. A comparison result is not a guarantee that a policy is suitable for an individual’s circumstances.

Transparency documents: read our affiliate disclosure, editorial policy and website terms.